Poste Italiane Tariffs for SEPA Transfers (bonifico and Postagiro)
Informational screenshot from the Poste Italiane website about tariffs for bank transfers: bonifico SEPA, SEPA Instant, and Postagiro.
This page in Italian: Tariffe Poste Italiane per bonifici SEPA (bonifico e Postagiro)
Official page on this topic:Current terms on poste.itverified 2026-09-11
About this document
An informational screenshot from the Poste Italiane website on transfer fees: the regular SEPA bonifico, instant SEPA Instant and the internal Postagiro between BancoPosta accounts. Per community reports, online transfers are noticeably cheaper than the same operations at a counter, and instant transfers carry daily limits plus a special cap on the first transfer to a new IBAN, lifted after two days. A regular SEPA transfer is credited no later than the next business day. The material is useful for newcomers who opened a conto BancoPosta - one of the most accessible accounts for new arrivals in Italy: it helps estimate transfer costs in advance. Fees change - check the current terms on poste.it.
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How to use it
When planning transfers from BancoPosta, make them via the app or website - it is cheaper than at a counter. For a large urgent payment, factor in the SEPA Instant limits and the cap on the first transfer to a new IBAN: send a small amount in advance. Verify fees on poste.it. The document can be viewed page by page in the protected viewer.
Why you need it
Practically useful for immigrants - the main bank for opening a conto BancoPosta at Poste Italiane. Description of transfer costs helps understand banking service expenses.
Key information
- Bonifico SEPA and Postagiro: fees - 1.00 EUR online/via app; 3.50 EUR at the branch (Ufficio Postale). Postagiro: 0.50 EUR online/branch.
- Additionally through the branch: standing orders, international transfers, transfers for tax deductions, for supplementare pensione, transfers in favor of the Treasury.
- Servizio Bonifici Istantanei (SEPA INSTANT CREDIT TRANSFER - SCT INST): up to 2 operations per day, maximum 5,000 EUR/day; first transfer to a new IBAN - no more than 2,000 EUR, after 48 hours the limit is lifted. Available 24/7, including holidays. Works only with SEPA Instant participating banks.
- Regular SEPA: real-time debit, credit no later than the next business day.
Related materials
Reference documents
- Federal Law of the Russian Federation (3rd reading): changes in the procedure for exit/entry of Russian citizens
- State-Regional Agreement on Medical Assistance to Foreigners in Italy (2012, Rep. N 255/CSR)
- Decree of the Ministry of Foreign Affairs of Italy of May 11, 2011 - Types of Visas and Requirements
- Directive of the Ministry of Interior of Italy on the Rights of Foreigners During the Waiting Period for Permesso Renewal (August 2006)
- Price List: Urgent Request for Criminal Record Certificate with Apostille from Russia
- Press Release EC: Complete Suspension of Visa Facilitation Agreement with Russia (September 2022)
A real document from community materials. Not legal advice - verify the official blank and current requirements on the authority site (esteri.it, interno.gov.it, portaleimmigrazione.it, questure.poliziadistato.it).