Guide to Binance, OlduBil, and Pyypl for Russians Abroad (2022)
A practical guide in Russian on circumventing sanctions on bank cards for Russians in Europe: how to use Binance (P2P USDT), OlduBil (Turkish virtual wallet), and Pyypl (Arabic service with a Finnish bank) for online payments.
About this document
A practical 2022 guide in Russian on how Russians abroad organized basic payments after Russian cards were cut off: buying USDT via P2P on Binance, withdrawing to the Turkish virtual wallet OlduBil or the Gulf service Pyypl with a Finland-based issuing bank, and paying for online purchases and bookings. It describes limits, fees of around 1.5% and conversion losses - per the community at the time of writing. Important: this is a snapshot of 2022 workarounds; the services, limits and the very availability of these methods changed many times, and some of them shut down. The document is valuable as a historical record of the financial adaptation of the first emigration wave.
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How to use it
Do not apply the schemes from the document literally: check which services and limits are valid now - most of the described solutions are outdated. For life in Italy it is more reliable to open a local account or use European fintech services; current options are covered in the related articles. Also consider the tax consequences of crypto operations.
Why you need it
Assistance for Russian-speaking migrants and tourists whose Russian cards stopped working in Europe after February 2022 in organizing basic financial operations.
Key information
- Binance: P2P trading - buying USDT for rubles via Tinkoff; USDT is transferred to OlduBil/Pyypl
- OlduBil: Turkish service, virtual card in lira; limit 2750 TRY/month (~10,000 rub.); convenient for booking on Booking; topping up via P2P sale of USDT for TRY; commission ~1.5%; card is blocked if the limit is exceeded
- Pyypl: Arabic service, issuing bank in Finland; requires a passport for registration; basic limit 1000 USD per transaction; topping up via Binance Pay; commission 1.5% for payment; conversion USDT-BUSD-USD with losses ~1-2%
- Registration with UnionPay as an alternative (works in ~50% of cases)
Related materials
Guides and instructions
- Guide to the First Stage of the Category B Driver's License Exam in Italy
- Patente Semplificato - Chapters 13-19 (Traffic Regulations)
- Patente Semplificato - Chapters 8-12 (Traffic Signs and Markings)
- Documents for "coesione familiare" - Questura di Treviso (family reunification)
- Income for Residence Permit in Italy: Article by Lawyer Francesco Lombardini (Russian Translation)
- Instructions for Mod. 209 (Modulo 1 and 2) for applying for a permesso di soggiorno
A real document from community materials. Not legal advice - verify the official blank and current requirements on the authority site (esteri.it, interno.gov.it, portaleimmigrazione.it, questure.poliziadistato.it).